Get the Best Bang for Your Buck with These Intro APR Credit Cards for Purchases
Introduction
Introductory APR credit cards are a great way to save money on interest charges, especially if you have a large purchase to make or if you want to consolidate high-interest debt. These cards offer a promotional period of low or 0% interest on purchases for a certain period of time, giving you the opportunity to pay off your balance without accruing additional interest. In this article, we will discuss some of the best intro APR credit cards for purchases, helping you get the best bang for your buck.
Chase Freedom Unlimited
The Chase Freedom Unlimited card is a popular choice for consumers looking for a versatile credit card with a solid intro APR offer. With this card, you can enjoy a 0% intro APR on purchases for the first 15 months. This gives you over a year to make purchases and pay them off without any interest charges.
In addition to the intro APR offer, the Chase Freedom Unlimited card also offers unlimited 1.5% cash back on all purchases, making it a great card for everyday spending. There is no annual fee with this card, and it also comes with a sign-up bonus for new cardholders. Overall, the Chase Freedom Unlimited card is a solid choice for those looking for a well-rounded credit card with a good intro APR offer.
Citi Diamond Preferred
The Citi Diamond Preferred card is another excellent option for consumers looking for a credit card with a great intro APR offer. This card offers a 0% intro APR on purchases for the first 18 months, giving you a longer period of time to pay off your balance without any interest charges.
The Citi Diamond Preferred card also comes with additional perks, such as access to special events and experiences through Citi Private Pass. There is no annual fee with this card, making it a cost-effective option for those looking to save money on interest charges.
Discover it Cash Back
The Discover it Cash Back card is a popular choice for consumers looking for a credit card with a strong rewards program and a good intro APR offer. With this card, you can enjoy a 0% intro APR on purchases for the first 14 months, giving you over a year to pay off your balance without accruing any interest.
In addition to the intro APR offer, the Discover it Cash Back card also offers 5% cash back on rotating categories each quarter and 1% cash back on all other purchases. There is no annual fee with this card, and Discover will match all the cash back you earn in your first year as a cardholder. Overall, the Discover it Cash Back card is a great option for consumers looking to earn rewards while also taking advantage of a good intro APR offer.
American Express Blue Cash Everyday
The American Express Blue Cash Everyday card is a solid choice for consumers looking for a credit card with a good intro APR offer and cash back rewards. This card offers a 0% intro APR on purchases for the first 15 months, giving you over a year to pay off your balance without any interest charges.
In addition to the intro APR offer, the American Express Blue Cash Everyday card offers 3% cash back at U.S. supermarkets, 2% cash back at U.S. gas stations and select department stores, and 1% cash back on all other purchases. There is no annual fee with this card, making it a cost-effective option for those looking to save money on interest charges while also earning cash back rewards.
Conclusion
Intro APR credit cards are a great way to save money on interest charges, especially if you have a large purchase to make or if you want to consolidate high-interest debt. By taking advantage of a good intro APR offer, you can pay off your balance without accruing additional interest, helping you get the best bang for your buck. Consider the cards mentioned in this article, such as the Chase Freedom Unlimited, Citi Diamond Preferred, Discover it Cash Back, and American Express Blue Cash Everyday, when looking for a credit card with a strong intro APR offer for purchases.
